Home Loans and Refinancing
Support for new mortgages, refinancing, and refixing decisions so your lending can better match your goals.
Talk to usMK Prestige Limited
Mortgage and Finance Advice with a Prestige Standard of Care
New mortgages? Refinancing or refixing? Let us work as a team to reach your goals. MK Financial Solutions helps clients across New Zealand understand lending options and move forward with confidence.
New mortgages
Refinancing
Construction loans
Second mortgages
Asset finance
Lending support
Clear guidance for home, property, and business finance
Whether you are buying, building, refixing, investing, or funding business assets, we help make the lending process easier to understand.
Construction Loans
Guidance for clients building a first home, next home, or investment property, with practical help around mortgage and finance needs.
Learn moreCaveat and Second Mortgages
Advice for clients considering equity-backed lending for business needs, debt consolidation, tax obligations, or urgent expenses.
Learn moreAsset Finance
Finance options for machinery, trucks, vehicles, and business assets, with access to lenders who may offer competitive pricing.
Learn moreBusiness Loans
Practical lending conversations for business owners who need finance options that support cash flow and growth.
Learn moreMortgage Calculator
Use the calculator as a starting point, then speak with us to understand what the numbers may mean for your situation.
Open calculatorWhy MKFS
A more personal way to arrange lending
Good lending advice should be clear, responsive, and grounded in your real goals. You deal with advisers who take the time to understand the full picture.
- Plain-language advice before you make lending decisions.
- Support across home loans, refinancing, construction finance, second mortgages, and asset finance.
- Access to a range of lenders and finance options.
- Direct contact with Mike Lam and Ken Ge.
- Compliance information remains easy to find through the site footer and compliance pages.
Our process
From first conversation to the next step
We keep the process structured so you know what is happening and what lenders may need from you.
1
Talk with us
Tell us what you are trying to achieve and where things stand today.
2
Review options
We look at suitable lending pathways and explain the trade-offs clearly.
3
Prepare and apply
We help organise the information needed and guide the application process.
4
Move forward
Once a pathway is clear, we help you understand the next steps.
The team
Speak directly with the people helping you
MK Financial Solutions is operated with the care and attention you expect from MK Prestige Limited. Mike and Ken work with clients on lending needs ranging from first-home finance and refinancing through to investment property and asset finance.
Client feedback
Trusted by clients through important lending decisions
Read what clients have said about working with the MKFS team.
"Mike helped my husband and I to get a great deal on our mortgage for our first home. Our situation wasn't simple with us moving back from overseas, but Mike made it work for us and accommodated to our busy schedules. Highly recommend Mike for your mortgage services"
"I have had the pleasure of dealing with Mike Lam on a number of occasions with mutual clients. Mike is invariably professional, efficient and courteous in all of his dealings. Mike works extremely hard to achieve optimal outcomes for his clients and takes great pride in always being there for his clients when they need him – being proactive and personable at all times. Mike is also very knowledgeable with respect to the permutations of the current market and the intricacies of the banks’ lending policies and procedures. Mike adds value by understanding his clients’ goals and astutely arranging his clients lending arrangements so that his clients have the best chance of success. I recommend Mike to all of my clients who are looking to buy, sell or refinance property in New Zealand"
"Hi Ken, It bring tears to my eyes that we have someone like you looking after us so well. We are not in this industry and have asked a lot of questions and even asked same questions over and over again. I thank you for your awesomeness and your patience too".
Ready to talk through your lending options?
Whether you are buying, building, refinancing, refixing, or arranging finance for assets, we are ready when you are.